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If you work as a salesperson or cashier (two of the state’s largest three occupations), it’s likely you cannot afford to live in the community where you work. More than half of the jobs created in the last three years pay less than what a family needs to live on. Four of five workers have seen their income decline in the last decade.
The Loan Fund offers several programs to help people find
and keep better jobs, or create their own jobs by starting businesses. Better jobs can mean improved working conditions, better
benefits, higher wages, security, advancement opportunities,
and flexible hours. Better jobs also mean better businesses
when they result in reduced turnover, more employee commitment
and shared rewards.
Individual Development Accounts
Through local community organizations, IDAs provide combine a cash match and consumer education to help low-income people save for a small business investment, home ownership or post-secondary education.
MicroCredit-NH
Provides self-employed individuals and microbusiness owners (businesses with up to five employees, including the owner) access to business training, loans and networking opportunities.
These business essentials are provided through a unique network
of more than 60 local business groups statewide.
Direct Care Workforce Initiative
Seeks to improve the quality of jobs for nursing home and home care workers through advocacy and through Quality Care Partners, Inc., a company that trains and employs licensed nursing assistants in private homes and facilities.
Vested for Growth
Provides loans and technical assistance
to businesses that are committed to long-term growth strategies
based on people-centered business practices such as profit-sharing,
benefits, training and skill-building opportunities. VfG’s
goal is to widen the economic winner’s circle, so
people without a four-year college degree can be a
part of New Hampshire's economic success story. |
